The Role of Email in Fintech In the fast-paced world of Nigerian fintech, delivering critical information instantly and reliably is non-negotiable. From transaction receipts and account alerts to OTPs and dispute updates, transactional emails serve as a vital communication backbone.…
Open banking is shifting Nigeria toward a data-permissioned, API-driven financial ecosystem. As regulated data-sharing becomes commercial reality, banks, fintechs, commerce platforms, and mobility networks will be able to build smarter products, execute payments more efficiently, automate payouts, and reward users…
Short Message Peer-to-Peer (SMPP) is the protocol of choice for high-throughput SMS messaging in fintech, banking, and customer communications. While APIs offer simplicity, SMPP gives you full control over throughput, session management, and delivery receipts—especially crucial in Nigeria, where latency…
Sending sensitive financial data like account statements, balance alerts, and transaction summaries over email requires both efficiency and a strong commitment to privacy and security. SMTP (Simple Mail Transfer Protocol) remains one of the most reliable methods for delivering these…
Why Failed Transactions Must Be Handled in Real Time In Nigeria's fast-growing fintech ecosystem, real-time communication is not just a nice-to-have—it's critical. When users initiate a transaction and something fails, whether due to network delays, switching errors, or balance mismatches,…
Introduction: The Indispensable Role of CBN-Mandated Customer Alerts In the rapidly evolving digital landscape of Nigeria's financial sector, the timely and accurate dissemination of information to customers stands as a cornerstone of regulatory compliance, operational efficiency, and, most importantly, the…
Introduction: Why SMS Still Works for Loan Reminders In Nigeria's fast-growing credit ecosystem, loan servicing and repayment communication must be timely, clear, and trusted. While emails often go unopened and app notifications can be muted, SMS remains the most direct…
The Role of Email in Fintech In the fast-paced world of Nigerian fintech, delivering critical information instantly and reliably is non-negotiable. From transaction receipts and account alerts to OTPs and dispute updates, transactional emails serve as a vital communication backbone.…
One-Time Passwords (OTPs) are the heartbeat of fintech security. From mobile banking apps to investment platforms, OTPs serve as the gatekeeper to user accounts, confirming identity, verifying transactions, and preventing fraud. In Nigeria's fast-growing fintech space, where user experience, security,…
The fintech revolution in Africa has transformed the financial landscape, bridging the gap for the unbanked and driving economic inclusion. With over 66% of sub-Saharan Africa’s population lacking access to traditional banking, fintech startups have emerged as a vital force…